Can I use my household or spousal income? Quick Navigation Support Home Verification Can I use my household or spousal income? No. Since this is a personal loan, we only take your personal income into consideration. Was this article helpful? 0 0 Related Questions: How do I get my transcript? You may be asked to provide your transcript to verify...… How do I verify my bank account with small deposits? Once you have selected the “Two small deposits” verification method...…